Enhanced due diligence and continuous KYC/AML monitoring from day one.
Global payments for high-risk businesses
Payments that say yes when others say no.
Trusted high-risk payments for CBD, adult, forex, gaming, nutraceuticals and more, with real compliance experts beside you.
Daily, weekly or custom settlements, visible in your merchant portal.
Compliance and risk experts who guide you every step of the way.
100+currencies supported
Daily to customsettlement timelines
KYC / AMLcontinuous monitoring
PCI-DSScompliant gateway
About us
Secure, fast and reliable payments for industries banks often avoid.
With global partners, fraud tools and real support, we make payments simple, even when it is complicated. We help you get approved and stay compliant, with secure gateways tailored to your business model.
- Global payment infrastructure across 100+ currencies
- Advanced fraud protection and chargeback prevention
- Experienced compliance and risk experts
Solutions
Smart solutions for your payments
High-risk merchant accounts
We provide tailored high-risk merchant accounts designed to meet the specific needs of industries with elevated compliance or reputational risk. Our onboarding process includes enhanced due diligence, continuous KYC/AML monitoring, and personalized account management.
Card-to-crypto processing
We enable seamless Card-to-Crypto transactions, allowing customers to purchase digital assets using major debit and credit cards. The service follows AML and fraud-prevention protocols, offering a smooth entry point for fiat-to-crypto conversion while reducing chargeback exposure for merchants.
Card payment gateway
Our PCI-DSS-compliant payment gateway supports Visa, Mastercard, and other major card networks. With simple API integration, plugins for major platforms, and a mobile-optimized checkout, merchants can accept payments with speed and security.
Alternative payment methods
We support a diverse range of alternative and local payment methods, including SEPA, SWIFT, e-wallets, instant bank transfers, and crypto payments. This helps with approval rates, customer reach, and flexibility across regions.
Rolling reserve and settlement
Dynamic settlement schedules and rolling reserve models designed for the high-risk space. Settlement options include daily, weekly, or custom timelines, and funds are accessible via secure merchant portals.
IBAN services
Get dedicated or virtual IBANs to send and receive international payments via SEPA and SWIFT. Fast, compliant, and built for high-risk industries.
Industries
Built for businesses others turn away
- CBD
- Adult
- Forex
- Gaming
- Nutraceuticals
- Card-to-crypto
Onboarding
From application to live payments
- ApplyShare your business model and website.
- Due diligenceWe review your documents and risk profile.
- IntegrateConnect with our API, plugins or checkout.
- Go liveStart processing with a team behind you.
Start with Payszone today
Tell us about your business and our compliance team will guide you through onboarding.
Partner with usFAQ
Questions merchants ask us
What is a high-risk merchant account?
It is a merchant account built for businesses that face higher chargebacks, stricter regulation or reputational concerns, so standard processors often decline them. It comes with closer monitoring and tailored terms.
Which industries do you work with?
We specialize in industries banks often avoid, such as CBD, adult, forex, gaming and nutraceuticals. Each business is reviewed individually.
How does approval work?
You apply, we review your business and documents through enhanced due diligence, and our team guides you through any follow-up. The timeline depends on how complete your documents are and on the risk review.
Which documents will I need?
Usually business registration papers, identification for directors and owners, your website details and processing or banking history. We confirm the exact list for your business type when you apply.
Which payment methods can I accept?
Major cards such as Visa and Mastercard, SEPA and SWIFT transfers, e-wallets, instant bank transfers and crypto payments. Availability can depend on your business and region.
Can I accept payments from other countries?
Yes. Our infrastructure supports over 100 currencies, so you can take payments from customers worldwide.
What is a rolling reserve?
A rolling reserve means a percentage of your processed funds is held for a set period to cover chargebacks and disputes, then released. The terms are agreed in your merchant agreement.
How often do I get paid?
Settlement can be daily, weekly or on a custom timeline, and you can see your funds in the secure merchant portal.
How do you handle fraud and chargebacks?
We offer advanced fraud protection and chargeback prevention tools, plus continuous KYC/AML monitoring, and our risk experts help you keep your account healthy.
What are your fees?
Fees depend on your transaction volume, risk category and jurisdiction, and are set out in your individual merchant agreement before you go live.
Is the gateway secure?
Our payment gateway is PCI-DSS compliant, and merchants get secure gateways tailored to their business model.
Will I get help integrating?
Yes. You get simple API integration, plugins for major platforms, a mobile-optimized checkout and a real person to talk to.